Helpful Information for Buyers

1. Realtors must follow Kentucky and Federal Fair Housing Laws.
2. Federal Law requires a Lead Based Paint Disclosure for all residences built before 1978.
3. Kentucky requires an Agency Disclosure Form be filled out by all Realtors and signed by the Buyers
4. Kentucky requires a Sellers Disclosure of Property Condition be filled out and signed by the Seller and distributed by the Realtor to potential Buyers.

1. You should talk with a lending institution and get a pre-qualification before searching for property.  This will provide you with a price range and help expedite your loan process.
2. You should have a Realtor working on your behalf.  Read and ask questions about any part of the Agency Disclosure you do not understand.
3. You should examine a property carefully and ask your Realtor any questions you have about the property.
4. Ask your Realtor for comparable properties that have sold within the last year before making an offer to purchase a property.
5. You should have a professional home inspection and make any offer contingent upon a satisfactory report.

Please Note:
In order to better serve you, please include the name of the agent you have worked or spoken with in any emails you send.  Thank You.